Various applications both fintech, e-commerce, and various other digital platforms always require user’s personal data. If not careful, then digital criminals will easily misuse the data. Cyber security is a challenge in the Indonesian digital industry.
Cyber threats can target users and companies providing products or services with the aim of disrupting the operation of a business. In addition, cyber threats can also aim to access data from users of digital products or services to steal identities and sell them to third parties.
In order to minimize unexpected events, users need to protect their personal data in order to protect themselves from digital crime, there are a number of ways to maintain data security from cyber crime.
1. Make sure the user gives the data to the right party When users start accessing online applications both fintech , e-commerce, and social media, users must ensure what personal data is included in the application. Is dangerous or not.
Blibli .com’s Vice President of Infrastructure and technical Support, Ongkowijoyo, said that users need to understand what personal data if it is distributed will endanger themselves. “If you do an online loan or e-commerce transaction with payment via credit card, the exact requested information is credit card information, certainly about that, not about the pin,” he told at a Data Security press conference in the e-commerce ecosystem.
According to him, currently there are still many users who neglect to be careful in making sure their personal information is shared in the application. Make sure it fits the context needed.
In other words, if a user needs something or transits at a trusted bank or gets prizes in the name of a trusted bank, make sure the website address is a verified address. Users can search for it through Google search. “Exactly, if there are fraudsters who say that you won, you can get a prize and claim to be from Blibli even though the website address provided is not from Blibli, don’t give it,” he continued.
2. Double check every transaction Ongko also said that the most important thing that users need to do when online transactions is double checking. According to him, double checking personal data entered in digital applications can minimize data input errors and secure yourself from cyber crime.
3. Check application access permissions On the same occasion, Operation Manager of the British Standart Institution, Samsi Herawati said that users need to be careful when allowing new applications to access data on their mobile phones.
Do not let the user not ignore the permission notification from the application when it was first installed. According to him, users can access settings through his cellphone settings. “In the settings there are access control options. So do not let the application be able to access contacts, email content, or photos of users,” said Samsi.
4. Read the application’s terms and conditions In addition, Samsi reminded users not to be lazy to read and quickly agree to the terms and conditions of the application used. According to him, in the terms and conditions there is a lot of information about licensing approval from the application that is sometimes neglected by the user so they just checklist and agree.